🏛️
I-Bank 4.0 Online Accounting System
Ocean Software Technologies
Effective December 2026
Price Plan — India & Africa from next month

Simple, Transparent Pricing

Choose the plan that fits your credit cooperative society, multistate cooperative society, or NBFC. All plans include online accounting system, interest posting, and year-end procedures.

Revised pricing effective December 2026
Plans & pricing
Plan 1
Starter
10 – 1,000 Share Members
₹25000
per year
or ₹2500 / month
🌍 $30 / month (Africa)
🌍 $300 / year (Africa Year)
Users
✓ 2 users in branchs
✓ 1 operator login
– No passing login
✓ 1 manager login
Reports
✓ 100 report types
✓ MIS: N-Type only
Transactions
✓ Voucher & transfer entry
✓ Transaction correction
– No branch CBS
Utilities & print
✓ Year-end procedure
–No SMS
–No email statement
–No passbook
–No FD cert
–No share cert
–No loan NOC
Mobile apps
–No agent app
–No customer app
Storage & bandwidth
✓ 1 GB (DB + documents)
✓ 10 GB / month
Plan 2
Standard
1,001 – 5,000 Share Members
₹35000
per year
or ₹3000 / month
🌍 $60 / month (Africa)
🌍 $600 / year (Africa Year)
Users
✓ 4 users in branchs
✓ 2 operator logins
✓ 1 passing login
✓ 1 manager login
Reports
✓ 100 report types
✓ MIS: N-Type + Schedule
Transactions
✓ Voucher & transfer entry
✓ Transaction correction
✓ CBS: Receipt only
Utilities & print
✓ Year-end procedure
✓SMS alerts*
–No email statement
✓Passbook print
✓FD certificate
–No share cert
–No loan NOC
Mobile apps
✓10 agent apps
–No customer app
Storage & bandwidth
✓ 2 GB (DB + documents)
✓ Extendable to 10 GB
✓ 20 GB / month
Popular
Plan 3
Professional
5,001 – 10,000 Share Members
₹45000
per year
or ₹4500 / month
🌍 $75 / month (Africa)
🌍 $750 / year (Africa Year)
Users
✓ 5 users in branchs
✓ 3 operator logins
✓ 1 passing login
✓ 1 manager login
Reports
✓ 165 report types
✓ MIS: N-Type + Schedule
✓ User dynamic reports
✓ Graphical reports
Transactions
✓ Voucher & transfer entry
✓ Transaction correction
✓ CBS: Full (Transafer Entry)
✓ NEFT / RTGS*
✓ Standing instructions
Utilities & print
✓ Year-end procedure
✓SMS alerts*
–No email statement
✓Passbook print
✓FD certificate
✓Share certificate
–No loan NOC
Mobile apps
✓20 agent apps
✓50 customer apps
Storage & bandwidth
✓ 3 GB (DB + documents)
✓ Extendable to 10 GB
✓ 40 GB / month
Plan 4
Enterprise
10,001 – 50,000 Share Members
₹60000
per year
or ₹6000 / month
🌍 $100 / month (Africa)
🌍 $1000 / year (Africa Year)
Users
✓ 6 users in branchs
✓ 4 operator logins
✓ 1 passing login
✓ 1 manager login
Reports
✓ 165 report types
✓ MIS: N-Type + Schedule
✓ User dynamic reports
✓ Graphical reports
Transactions
✓ Voucher & transfer entry
✓ Transaction correction
✓ CBS: Full (Transfer Entry)
✓ NEFT / RTGS*
✓ Standing instructions
Utilities & print
✓ Year-end procedure
✓SMS alerts*
✓Email statement
✓Passbook print
✓FD certificate
✓Share certificate
✓Loan NOC letter
Mobile apps
✓40 agent apps
✓500 customer apps
Storage & bandwidth
✓ 4 GB (DB + documents)
✓ Extendable to 10 GB
✓ Unlimited
Plan 5
Enterprise Plus
75000 Share Members
₹100000
per year
or ₹10000 / month
🌍 $150 / month (Africa)
🌍 $1500 / year (Africa Year)  ·  Dedicated support
Users
✓ 10 users in branchs
✓ 6 operator logins
✓ 2 passing login
✓ 2 manager logins
Reports
✓ 165 report types
✓ MIS: N-Type + Schedule
✓ User dynamic reports
✓ Graphical reports
Transactions
✓ Voucher & transfer entry
✓ Transaction correction
✓ CBS: Full (Transfer Entry)
✓ NEFT / RTGS*
✓ Standing instructions
Utilities & print
✓ Year-end procedure
✓SMS alerts*
✓Email statement
✓Passbook print
✓FD certificate
✓Share certificate
✓Loan NOC letter
Mobile apps
✓99 agent apps
✓5000 customer apps
Storage & bandwidth
✓ 10 GB (DB + documents)
✓ Extendable to 10 GB
✓ Unlimited
Full comparison
Feature Plan 1
₹25000/yr 		Plan 2
₹35000/yr 		Plan 3
₹45000/yr 		Plan 4
₹60000/yr 		Plan 5
₹100000/yr
Share Members 10 – 1,000 1,001 – 5,000 5,001 – 10,000 10,001 – 50,000 75000
Yearly price ₹25000 ₹35000 ₹45000 ₹60000 ₹100000
Branch users 2 4 5 6 10
Report types 100 100 165 165 165
Dynamic reports – – ✓ ✓ ✓
Branch CBS – Receipt only Full (Transafer Entry) Full (Transfer Entry) Full (Transfer Entry)
NEFT / RTGS – – ✓ ✓ ✓
SMS alerts – ✓ ✓ ✓ ✓
Passbook print – ✓ ✓ ✓ ✓
Share certificate – – ✓ ✓ ✓
Loan NOC letter – – – ✓ ✓
Agent apps – 10 20 40 99
Customer apps – – 50 500 5000
Storage 1 GB 2 GB 3 GB 4 GB 10 GB
Bandwidth / month 10 GB / month 20 GB / month 40 GB / month Unlimited Unlimited
Africa price $30 / month
$300 / year 		$60 / month
$600 / year 		$75 / month
$750 / year 		$100 / month
$1000 / year 		$150 / month
$1500 / year  ·  Dedicated support
Mobile app add-ons
📱
App 1
Daily / Pigmy + RD Collection App
Android app for agents to collect daily pigmy and RD installments from members in the field. Real-time sync with I-Bank 4.0 server.

India pricing
₹1200 / Agent / Year

AAfrica pricing
$15 / Agent / Year

Cost calculator
₹6,000 / year ·

✓ Daily pigmy collection
✓ RD installment collection
✓ Receipt generation
✓ Agent-wise collection report
✓ Real-time server sync
* Per agent login per year. Minimum 5 user.
👤
App 2
Customer Android App
Self-service app for society members to check balances, view transaction history, download statements, and track loan details.

India pricing
₹50 / Member / Year

AAfrica pricing
$1 / Member / Year

Cost calculator
₹6,000 / year ·

✓ Account balance check
✓ Transaction history
✓ Loan EMI tracker
✓ FD / RD maturity view
✓ Passbook download
✓ Secure member login
** Per member login per year.

Notes: * SMS and NEFT/RTGS are subject to third-party service charges and are not included in the plan price.  |  Extra database storage: ₹1000 / year per 1 GB (Plans 2–5).  |  Africa pricing is in USD and billed as stated per plan.  |  Plan 5 includes dedicated technical support ***.  |  * Agent Collection App charged per agent login per year.  |  ** Customer App charged per member login per year.  |  *** Dedicated technical support is available for Plan 5 only in office hours.