I-Bank 5.0 Universal Core Banking System
🚀 I-BANK 5.0 · NEXT GENERATION CBS

Universal Core Banking System

Powered by AI & Intelligent Automation

One powerful, scalable platform that unifies banking, lending, accounting, member management, operations, compliance, and financial services for Credit Cooperative Societies, Cooperative Banks, Nidhi Companies, NBFCs, Microfinance Institutions, and SACCOS. — powered by AI & Intelligent Automation.

🏦 Core Banking 💰 Loan Management 📊 Accounting 👥 Member Management 📱 Mobile Apps 🤖 AI & Automation 🔗 API Integration
Plans & Pricing

Simple, Transparent Pricing

Choose the I-Bank 5.0 plan that fits your credit cooperative society, cooperative bank, Nidhi company, NBFC, microfinance institution or SACCOS.

PLAN 1

Starter

10 – 1,000 Share Members
₹25,000 per year
or ₹2,500 / month
🌍 $30 / month · $300 / year

Users

✓ 2 branch users
✓ 1 operator login
– No passing login
✓ 1 manager login

Reports

✓ 100+ report types
✓ N-Type MIS

Transactions

✓ Voucher entry
✓ Transfer entry
✓ Transaction correction
– No Branch CBS

Utilities

✓ Year-end procedure
– SMS
– Email statement
– Passbook
– FD certificate
– Share certificate

Mobile

– Agent App
– Customer App

Storage

✓ 1 GB database + documents
✓ 10 GB / month bandwidth
PLAN 2

Standard

1,001 – 5,000 Share Members
₹35,000 per year
or ₹3,500 / month
🌍 $60 / month · $600 / year

Users

✓ 4 branch users
✓ 2 operator logins
✓ 1 passing login
✓ 1 manager login

Reports

✓ 150+ report types
✓ N-Type + Schedule MIS

Transactions

✓ Voucher & transfer
✓ Transaction correction
✓ Branch CBS — Receipt

Utilities

✓ Year-end procedure
✓ SMS alerts*
✓ Passbook print
✓ FD certificate
– Share certificate

Mobile

✓ 10 Agent Apps
– Customer App

Storage

✓ 2 GB database + documents
✓ Extendable
✓ 20 GB / month
⭐ MOST POPULAR
PLAN 3

Professional

5,001 – 10,000 Share Members
₹50,000 per year
or ₹5,000 / month
🌍 $75 / month · $750 / year

Users

✓ 5 branch users
✓ 3 operator logins
✓ 1 passing login
✓ 1 manager login

Reports & MIS

✓ 200+ report types
✓ Dynamic reports
✓ Graphical reports
✓ Advanced MIS

Transactions

✓ Full Branch CBS
✓ NEFT / RTGS*
✓ Standing Instructions
✓ Transaction correction

Utilities

✓ SMS alerts*
✓ Passbook
✓ FD certificate
✓ Share certificate
– Loan NOC

AI & Automation

✓ AI-assisted reports
✓ Intelligent automation

Mobile

✓ 25 Agent Apps
✓ 100 Customer Apps

Storage

✓ 5 GB database + documents
✓ 40 GB / month
PLAN 4

Enterprise

10,001 – 50,000 Share Members
₹75,000 per year
or ₹7,500 / month
🌍 $100 / month · $1,000 / year

Users

✓ 8 branch users
✓ 5 operator logins
✓ 2 passing logins
✓ 2 manager logins

Reports

✓ 250+ report types
✓ Dynamic reports
✓ Graphical reports
✓ Advanced MIS

CBS & Transactions

✓ Full Branch CBS
✓ NEFT / RTGS*
✓ Standing Instructions

Utilities

✓ SMS alerts*
✓ Email statement
✓ Passbook
✓ FD certificate
✓ Share certificate
✓ Loan NOC

AI & Integration

✓ AI dashboard
✓ Automation
✓ API access

Mobile

✓ 50 Agent Apps
✓ 1,000 Customer Apps

Storage

✓ 10 GB database
✓ Unlimited bandwidth
PLAN 5

Enterprise Plus

50,001 – 75,000+ Share Members
₹1,25,000 per year
or ₹12,500 / month
🌍 $150 / month · $1,500 / year

Users

✓ 12 branch users
✓ 8 operator logins
✓ 3 passing logins
✓ 2 manager logins

Reports

✓ 250+ report types
✓ Dynamic reports
✓ Graphical reports
✓ Advanced MIS

CBS

✓ Full Branch CBS
✓ NEFT / RTGS*
✓ Standing Instructions

Utilities

✓ SMS
✓ Email statements
✓ Passbook
✓ FD certificate
✓ Share certificate
✓ Loan NOC

AI & Integration

✓ AI dashboard
✓ Intelligent automation
✓ API integration
✓ Advanced analytics

Mobile

✓ 100 Agent Apps
✓ 5,000 Customer Apps

Storage & Support

✓ 25 GB database
✓ Unlimited bandwidth
✓ Dedicated technical support
Full Comparison

Compare I-Bank 5.0 Plans

Feature Plan 1
₹25,000 		Plan 2
₹35,000 		Plan 3
₹50,000 		Plan 4
₹75,000 		Plan 5
₹1,25,000
Share Members 10–1,000 1,001–5,000 5,001–10,000 10,001–50,000 50,001–75,000+
Yearly Price ₹25,000 ₹35,000 ₹50,000 ₹75,000 ₹1,25,000
Branch Users 2 4 5 8 12
Operator Logins 1 2 3 5 8
Passing Logins – 1 1 2 3
Manager Logins 1 1 1 2 2
Report Types 100+ 150+ 200+ 250+ 250+
Dynamic Reports – – ✓ ✓ ✓
Graphical Reports – – ✓ ✓ ✓
Branch CBS – Receipt Full Full Full
NEFT / RTGS – – ✓ ✓ ✓
Standing Instructions – – ✓ ✓ ✓
SMS Alerts – ✓ ✓ ✓ ✓
Email Statement – – – ✓ ✓
Passbook Print – ✓ ✓ ✓ ✓
FD Certificate – ✓ ✓ ✓ ✓
Share Certificate – – ✓ ✓ ✓
Loan NOC – – – ✓ ✓
AI & Automation – – ✓ ✓ ✓
API Integration – – – ✓ ✓
Agent Apps – 10 25 50 100
Customer Apps – – 100 1,000 5,000
Database Storage 1 GB 2 GB 5 GB 10 GB 25 GB
Bandwidth 10 GB 20 GB 40 GB Unlimited Unlimited
Dedicated Support – – – – ✓
Universal Platform

Everything Your Institution Needs

I-Bank 5.0 brings banking, lending, accounting and digital services together on one scalable platform.

👥

Member Management

Member registration, KYC, nominee and complete member lifecycle.

🏦

Core Banking

Multi-branch banking, deposits, accounts and transaction processing.

💰

Loan Management

Loan processing, EMI, interest, charges, NPA and recovery.

💎

Deposits

Savings, FD, RD, Pigmy and recurring deposit management.

📊

Accounting

Voucher, ledger, trial balance, P&L and balance sheet.

🏢

Branch CBS

Centralized multi-branch operations and branch accounting.

📱

Agent Collection

Daily collection, Pigmy and RD collection with real-time sync.

🤖

AI & Automation

Intelligent automation, analytics and AI-assisted operations.

📈

MIS & Reports

Dynamic reports, graphical dashboards and management information.

🔐

Security

Roles, permissions, maker-checker, authorization and audit trail.

🔗

API Integration

Connect external services and digital financial platforms.

📲

Customer App

Members can view balances, transactions, loans and statements.

Mobile App Add-ons

Extend I-Bank 5.0 With Mobile Apps

Give your agents and members secure mobile access to I-Bank 5.0 services.

📱

Agent Collection App

Android application for agents to collect daily Pigmy and RD installments from members in the field with real-time synchronization.

India ₹1,200 per agent / year
Africa $15 per agent / year
  • ✓ Daily Pigmy collection
  • ✓ RD installment collection
  • ✓ Receipt generation
  • ✓ Agent-wise collection report
  • ✓ Real-time server synchronization
₹6,000 / year · $75 / year
👤

Customer Android App

Self-service application for members to check balances, view transactions, download statements and track loans.

India ₹50 per member / year
Africa $1 per member / year
  • ✓ Account balance check
  • ✓ Transaction history
  • ✓ Loan EMI tracker
  • ✓ FD / RD maturity view
  • ✓ Passbook / statement download
  • ✓ Secure member login
₹5,000 / year · $100 / year

Ready for I-Bank 5.0?

Upgrade your institution to a modern, scalable Universal Core Banking System powered by AI and Intelligent Automation.

Request Demo

Pricing effective: September 2026.

SMS and NEFT / RTGS: Subject to third-party service charges and are not included in the plan price.

Extra storage: ₹1,000 / year per additional 1 GB.

Agent Collection App: ₹1,200 per agent login per year in India and $15 per agent per year in Africa.

Customer App: ₹50 per member login per year in India and $1 per member per year in Africa.

Africa pricing: Prices are in USD and billed according to the selected plan.

Dedicated Support: Available with Plan 5 during office hours.

All prices are subject to applicable taxes, third-party service charges and commercial terms.