"I-Bank 4.0"
Banking Software Solutions

In the age of Web 2.0, relationships and interaction with customers play a decisive role in banking operations. To focus on customers more, the sales process is no longer based on the banking products, but is built around the needs and requirements of the customers. Trust, security and personal or individual customer contact in the digital channel creates customer connection and customer loyalty and reduces the risk of customer drift. Offer your customer a banking experience in the digital channel, too!

More and more the internet offers a basis for handling all personal financial transaction processes. In the future customers will need tools to get an overview of the full range of digital transactions via all channels and devices. Customers want to manage their finances themselves – any time – any place – with any available device.

Mobile First is the current extension that OCEAN is using to drive their innovations forwards. Traditional desktop banking is moving further and further into the background. All functions, such as account information, payments and stock exchange trading, as well as interactions with customer advisers, are used increasingly via smartphones. The following figures show the shift from desktop to mobile.

OCEAN also offers fully developed traditional banking solutions, such as payment and share trading management, which are much more user-friendly, as they require fewer clicks.

Even in the new field of Peer-to-Peer (P2P), OCEAN already offers solutions such as, for example, Paymit from SIX Switzerland.

Managing and updating securities custody accounts is very diverse and therefore time-consuming. Management of diversified portfolios is further complicated by regulations and other statutory requirements. In the field of financial advice the administration and sales processes become easier, clearer and simpler to manage with the range of applications from OCEAN. A major advantage not only for the financial institution, but also for its customers.

Whether it is basic banking, cash management, trade & export financial transactions, data management or comprehensive asset management requests: with the proven and comprehensive products from OCEAN, you will get all the services for your financial transactions – with local expertise and global reach.